Practical tools for people who manage their own money.

Free calculators for the financial questions that actually matter — net worth, debt, taxes, rent vs buy. Everything runs in your browser. Nothing leaves your device. No signup. No tracking. No upsell.

Made by Murali · solo · since 2026

The workbench

5 tools · more shipping

01
Wealth Reflection See your net worth and asset mix at a glance. Lifecycle view, future needs, debt damage.
Live
02
Debt Visualizer Compare loans across countries with true APR, affordability check, and balance trajectory.
Live
03
Buy or Rent Buy-vs-rent calculator for five housing markets (US, UK, UAE, India, Australia) with proper tax overlays.
Live
04
Tax Quest A playable journey through India's tax regimes. Learn by doing, not by reading.
Live
05
India Family Guide Emergency guide and family diary as ready-to-print spreadsheets. Free download.
Live

Why this exists

A short note

Most personal-finance software is bloated, signup-walled, or built to harvest your data. I wanted none of that — so I started making the tools I needed myself, one weekend at a time.

Each thing here does one job. No accounts. No tracking pixels. Nothing in the cloud. Open the tool, do the math, close the tab — it leaves nothing behind.

Frequently asked

Common questions

Is this really free?

Yes. No accounts, no paywalls, no upsells.

No signup · No tracking · Free

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Last shipped: Debt Visualizer · Next up: a no-nonsense SIP calculator

Practical tools for people who manage their own money.

The workbench

Why this exists

Recent writing

Frequently asked

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